Homeowners/Tenants

It is important that if any personal property is damaged by a loss, it is deemed to be either salvageable or non-salvageable. Regardless if you’re a homeowner or tenant, your residence can suffer Water Damage, which can damage your furniture set. An extensive list gets created in order to submit to the insurance company. The first step will to be analyze and determine the condition of the personal property, our public adjusters have seen and dealt with all types of personal property ranging in prices. After condition is deemed, a plan to document, price, and submit will arise and our PPA adjusters guarantee that each item will be analyzed. For example, as a tenant your home suffers a Fire-Ash-Smoke damage that causes you to relocate; our claim advocates will represent you to your insurance company in order to properly document your personal property claim. This includes the determination of “salvageable” items, the costs incurred that are in involved in properly transporting your personal property, and ensuring your inventory is treated above and beyond the industry standard.

Business Personal Property

We understand that sentinel items and heirlooms can be crucial to lose, but items that have a lesser value to the heart might still be a crucial to your business. It is important for our licensed professionals to understand all aspects of your business in order to properly document your personal property. For instance, if your small business is dealt with Theft & Vandalism, it is our goal to properly distinguish if items missing will cause a temporary halt to your business, better known as Business Interruption. Business interruption can also be from personal property that was damaged that is necessary to the business. If this results in temporary renting or purchasing additional equipment to run the business, our adjusters will be quick and proper to put you back into business.