A fire inside your home or business can be one of the most traumatic experiences to encounter. After such a devastating loss, reassurance comes from having clear guidance and support on your side. When the well-being of your family and business are on the line, the PPA team of public adjusters are here to help get your life back together and guide you on the road to recovery by retrieving the maximum claim settlement under your policy.
The common types of fires include:
Complex Fire:
Multiple natural and synthetic items inside your home have burned, causing greasy yellow residue on contents and surfaces and synthetic smoke odors.
Natural Fire (Wildfire):
Trees, shrubs, and bushes have burned, and smoke has penetrated the structure from outside, so smoke residue and odor are present.
Furnace Malfunction:
Heating appliances like oil-fired furnaces have malfunctioned and caused smoke to be distributed throughout the property.
Short Circuit:
An abnormal connection of an electric circuit may cause significant circuit damages leading to a fire or even explosion.
Nearby Fire: The building near your home or workplace has had a fire and the smoke and ash have traveled to your premise, causing significant odor along with ash and/or soot on your personal belongings.
Residential Fire Damage (Homeowners)
In just a blink of an eye, a fiery blaze has engulfed your home and taken pieces of your life and left your family without a home or shelter. So many emotions and questions arise at a time like this. What should you do? Where will you go? PPA claims advocates are here to provide you with the guidance and assurance to recovery. Whether it is partial or extensive damages, we will spearhead your claim so that you can focus on your family’s immediate safety and well-being. We will extensively document the damages to your home and personal property and evaluate any structural or secondary damages (i.e. water damage to your home caused by the fire department when putting out the fire).
Smoke and Ash Damage (Wildfire)
We have all seen video and images of wildfires erupting and destroying homes in the local news and social media channels. However, fire or smoke damage goes beyond and can involve more than just burnt personal property. Any item inside your home, even if it has not come in contact with the fire itself, is susceptible to damages. Studies have shown that ash and smoke can continue to cause damage and corrosion to materials left behind and odors remaining in rooms from smoke can cause problems if not removed. Our claims adjuster at PPA have the knowledge and recognize these intricacies of smoke and ash damage claims. If you have experienced smoke and ash damages or have questions regarding your home’s exposure…
Commercial Fire Damage (Business Owners)
You may ponder the idea that commercial and residential fire claims are similar, but when you are handling a business, each of the characteristics that are a dealt with a home are now much more extensive and crucial. Our licensed public adjusters will go above and beyond in order to accurately represent you. As the business owner, your often left with the possibility that you may have to discontinue or halt business operations, which will arise in business interruption. As complex as it is, PPA will undoubtedly ensure all angles of the claim are reviewed and audited. It is our purpose to guarantee to you, the insured, that our advocates don’t overlook one component of the claim.
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Damage Covered:
- Water Damage
- Smoke and Ash
- Vandalism, Burglary
- Earthquake
- Fire and Wind Damage