Water Damage is unfortunately the most common occurrence that will cause damage to your property. Whether it be from an accidental discharge from any part of a plumbing system or from a household appliance such as refrigerators, dishwashers or air conditioning units, water damage can affect the ceilings, walls and floors of your property within moments. The moisture from the water may also lead to mold growth if not addressed immediately. Here is a list of a variety of factors that cause water damage:
Pluming Leaks
Broken Water Heaters
Severe weather (Rain, wind, Hail)
Appliance leaks
Burst or broken pipes and hoses
A clogged toilet
Moisture behind walls
A leaking roof
Residential Water Damage (Homeowners)
In the event If water damages your home, the first step must be to locate and resolve the source of the leak or flood. By doing so, this controls and prevents the spread from any further damages to your home. Following the loss, your home will require licensed professionals to not only repair the source, but also repair the damages caused by the source. Our licensed public adjusters are verse in water claims, evaluating your policy terms and conditions in full detail, as well as, negotiating with your insurance company for maximum recovery. We will create, coordinate, and execute a plan to handle and document your water damage claim which will be vital in proving your loss. In the event of the water damage, you may also experience a loss to your personal property (i.e. Couches, Tables, Chairs, etc.). PPA will assist with the documentation of these items, create an inventory and negotiate the compensation of these items.
Commercial Water Damage (Business Owners)
Operating a successful business can be difficult enough, but when an unexpected water intrusion floods your facility, you are now dealt with yet another obstacle your business must overcome. We at PPA understand the difficult predicament and efficiently manage your claim from start to finish as you would with your business. Whether the water intrusion affected a large quantity of products, goods, papers, records, electronics and more, our adjusters are truly masters in evaluating and documenting all the damages of your loss. All your business personal property will be examined by our licensed and bonded Public Adjusters to ensure that we efficiently prove your loss and recover the absolute maximum settlement amount. Also, your business might be dealt with secondary damages from the water loss, such as business interruption. Business interruption means your business can not properly function as it was prior to the loss. As a result, your cost of operating might be more than it was, or your hours of operation might change, or even worse, a significant drop to your monthly income. Our team of licensed Public Adjusters excel with managing these portions of your claim and will recover most if not all your lost income. Our goal is to relieve your frustrations and worries from the insurance carrier by ensuring you receive the best from the benefits of your policy during this time of crisis. You invest your time, money, and resources to keep your business up and running. Despite your hard work and dedication, a single mishap or natural disaster could force you to close your doors forever. A comprehensive insurance program with property, liability and business interruption coverages is the best way to avoid post-disaster outcomes. You probably know the basics of property and liability insurance, but do you understand what’s really covered by all aspects of your Business policy package?
What our clients are saying
We Fight Insurance Companies To Get You Paid $$$ For Your Property Damage!
Damage Covered:
- Water Damage
- Smoke and Ash
- Vandalism, Burglary
- Earthquake
- Fire and Wind Damage
